Being a SAHM allows moms the luxury of spending time with their kids, doing fun stuff like whipping up a batch of cookies in the middle of a weekday. I guess the decision for me to be stay-at-home-mom—SAHM in mommy lingo—was more by default than anything else. I have already been working from home as […]
12 Ways to Teach Your Kids About Money
February 18, 2011 by 6 Comments
This article is from Rochelle over at Pinay and Money. She’s an advocate of women achieving financial freedom, and I thought she’d be a great resource person to help us teach our kids about money. Do visit her blog—you’re sure to pick up a lot of financial tips. The idea of parents discussing money with […]
Wealthy Living: Giving Your Kids a Financial Head Start
May 12, 2010 by 3 Comments
Contributed by Melvin J. Esteban, FLMI, AFSI, RFP, CFC Do you know why people find it hard to save? My take is very basic: we don’t have the right fundamentals. I believe that as kids, we should already be taught the value of savings and money. In fact, I believe it should be a requirement […]
Wealthy Living: Marriage and Money
March 30, 2010 by 4 Comments
Contributed by Melvin J. Esteban, FLMI, AFSI, RFP, CFC Finance guru Efren Cruz, who happens to be a friend of mine, once said, that in the Filipino family “Ang ina ang ilaw nga ating tahanan” (The mother symbolizes the light of our home), then he goes on to say that “unfortunately, the role of the […]
Wealthy Living: Your Financial Plan–Which Financial Institute Do You Choose?
March 11, 2010 by 2 Comments
Contributed by Melvin J. Esteban, FLMI, AFSI, RFP, CFC With practically a bank on every corner, how can you choose a bank that is right for you? And though there are fewer mutual fund companies, I still use the same principles in choosing the institution that will match your needs. Consider the following: Stability. You […]
Wealthy Living: Your Financial Plan–What Instruments Should You Use?
March 11, 2010 by 1 Comment
Contributed by Melvin J. Esteban, FLMI, AFSI, RFP, CFC There are a good number of instruments that we can recommend but the most important consideration in this case is liquidity. Liquidity is the ability to convert your investment back to cash without losing your principal. Bank Products. Banks can be a very good source of […]
Wealthy Living: Do You Have a Financial Plan?
March 11, 2010 by 1 Comment
Contributed by Melvin J. Esteban, FLMI, AFSI, RFP, CFC If there is anything positive about the calamities that have been happening around the world—earthquakes in Haiti, Chile and Taiwan; and our own Typhoons Ondoy and Pepang—it’s the goodwill it has generated among people. People go out of their way to help others; companies extend help […]
